---
title: "Percentage-split payment links - NexPay"
description: "Collect your share in the same payment the family makes. A split link divides one payment by percentage between the institution and your organisation."
lastModified: "2026-06-02"
lang: "en"
url: https://nexpay.com.au/training/payment-links/percentage-split-links
---
## Site navigation

- For businesses
  - [For ed. agents](/for-education-agents.md)
  - [For schools & colleges](/for-schools.md)
  - [For universities](/for-universities.md)
  - [For accommodation](/for-accommodation.md)
  - [Why NexPay?](/about.md)
  - [Pricing](/pricing.md)
  - [AI automation](/payments-ai-automation.md)
- [For students & parents](/for-students-and-parents.md)
- Help & resources
  - [Training](/training.md)
  - [Blog](/blog.md)
  - [Events](/events.md)
  - [Zapier integration](/zapier.md)
  - [Claude & ChatGPT](/mcp.md) — Claude & ChatGPT integration
- [Contact](/contact-us.md)
- [Login](https://portal.nexpay.com.au/login)

# Percentage-split payment links - NexPay

## At a glance

- **Intended for:** Agents
- **Reading time:** 4 minutes
- **Last updated:** 1st June 2026

**TL;DR:** A percentage-split link lets a payer make one payment that's automatically divided by percentages you set — the institution gets its portion and your organisation gets yours, in the same transaction. Create it from the wizard ("Student or family pays" → re-usable payment link with percentage splits). The splits must add up to 100%. It's how agents collect a commission share without a separate payout.

{/* Body content for percentage-split links */}

## One payment, divided at the source

If part of every tuition payment is meant to come to you — a commission, a service share — the clumsy way to handle it is two separate transactions: the family pays the school, then someone arranges your cut. A percentage-split link does away with that. The family makes **one** payment, and NexPay divides it by the percentages you set: the institution gets its portion, you get yours, in the same transaction.

This article explains when to use a split link and how the split is defined.

> **For agents:** This is built for you. It turns "collect from the family, then sort out my share" into a single, clean payment that splits itself. Less to chase, less to reconcile.

## When a split link fits

Reach for a split link when a single incoming payment needs to land with more than one party in proportions you decide — classically, tuition where the institution takes most and your organisation takes a defined share. The payer experiences it as one ordinary payment; the division is invisible to them and automatic for you.

If you simply want the payer to pay an institution with no share for you, a standard [reusable link](/training/payment-links/reusable-payment-links.md) is the right tool. The split version is specifically for taking a portion.

## Creating a split link

You create it through the wizard:

1. On the **Who pays?** step, choose **Student or family pays**.
2. Pick **Re-usable payment link with percentage splits**.
3. Configure the recipients and set the **percentage** each receives.
4. Make sure the portions add up to **100%** — the wizard checks this before letting you continue.
5. Finish and share the link as you would any other.

Once created, you share it exactly like a standard link — copy, WhatsApp, email, QR, or embed.

> **Important:** The splits must total 100%. The wizard won't let you proceed with a gap or an overshoot, which protects you from a misconfigured link that under- or over-allocates. If you're adjusting percentages, the running total tells you where you stand.

## What the payer sees

Nothing complicated. The payer opens the link and makes a single payment for the full amount. The division between recipients happens behind the scenes — they don't choose it, see line-by-line portions, or manage anything about it. From their side, it's one payment, paid once. The full payer experience is in [what your payer sees](/training/payment-links/what-your-payer-sees.md).

## Split links versus commissions on the exchange

These are easy to conflate, so here's the difference:

- **A split link** takes a defined *percentage* of a specific payment and routes it to you directly, in the same transaction.
- **Commissions on the exchange** are earned automatically when payments process, tracked on the Commissions page, and paid out when you request a payout.

They're separate mechanisms. Depending on your arrangement, you might use one, the other, or both. For the commissions side, see [understanding commissions](/training/commissions-and-settlements/understanding-commissions.md).

## Your next step

- **Want the basics of links first?** Read [reusable payment links](/training/payment-links/reusable-payment-links.md).
- **Curious how commissions on the exchange work?** See [understanding commissions](/training/commissions-and-settlements/understanding-commissions.md).
- **Want to see the payer's experience?** Read [what your payer sees](/training/payment-links/what-your-payer-sees.md).
- **Choosing between scenarios?** See [choosing the right payment scenario](/training/payments/choosing-a-payment-scenario.md).

## Checkpoint

After reading this, you should be able to:

- Explain what a percentage-split link does and when an agent would use one
- Create a split link from the wizard and set each recipient's percentage
- Ensure the portions total 100% before continuing
- Describe what the payer experiences (a single payment, split behind the scenes)
- Tell a split link apart from commissions earned on the exchange

## Frequently asked questions

### What's the point of a split link versus a normal link plus a separate commission?

A split link collects everything in one payment and divides it at the source. The institution gets its share and you get yours from the same transaction — no separate payout to arrange or chase. It's cleaner for you and simpler for the payer, who only makes one payment.

### How do I set the split?

When you create the link, you define the percentage each recipient receives. The wizard checks that the portions add up to 100% before you can continue, so you can't accidentally leave a gap or overshoot.

### Does the payer see the split?

The payer makes a single payment for the full amount — the division happens behind the scenes. They don't need to understand or manage the split; they just pay once.

### Is this the same as commissions earned on the exchange?

No, they're different things. Commissions on the exchange are tracked automatically when payments process and are paid out via a payout request. A split link is a way to take a defined portion of a specific payment directly. You might use either or both depending on your arrangement.

### Can I use a split link for amounts the payer enters?

Split links work by dividing the total by percentage, so whatever total comes in is split according to the portions you set. That means it works whether the amount is fixed or entered by the payer — the percentages apply either way.

### Who can create split links?

Split links are a staff feature, typically used by agents. Students and families paying their own fees won't see this scenario. If you expect it and it's missing, check your access with your admin or the support team.

## More on NexPay

**Platform**

- [For students & parents](/for-students-and-parents.md)
- [For ed. agents](/for-education-agents.md)
- [For universities](/for-universities.md)
- [For schools](/for-schools.md)
- [For accommodation](/for-accommodation.md)
- [AI automation](/payments-ai-automation.md)
- [Pricing](/pricing.md)

**Help & resources**

- [Training](/training.md)
- [Contact](/contact-us.md)
- [Developers](/api.md)
- [Zapier integration](/zapier.md)
- [Claude & ChatGPT](/mcp.md) — Claude & ChatGPT integration

**Company**

- [About](/about.md) — About NexPay
- [Jobs](/about.md#jobs)
- [Blog](/blog.md)
- [Media](/media.md)
- [Events](/events.md)

**Trust & locations**

- [Trust & Regulatory](/trust.md)
- [Our offices](/locations.md)

**Legal**

- [Terms and Conditions](/terms-and-conditions/)
- [Privacy policy](/privacy-policy/)
- [Cookie Policy](/cookie-policy/)
- [Complaints Policy](/complaints-policy/)
- [Financial Services Guide](/financial-services-guide/)
- [Product Disclosure Statement](/product-disclosure-statement/)
- [AML Policy](/aml-policy/)
- [Target Market Determination](/target-market-determination/)
- [Group Regulatory Disclosure](/group-regulatory-disclosure/)
- [Fees & FX Schedule](/fees-and-fx/)
- [Developer & API Terms](/developer-terms/)

## NexPay

NexPay Pty Ltd (ABN 56 153 910 984) holds Australian Financial Services Licence No. 560782 and is authorised to provide non-cash payment services to retail and wholesale clients in Australia.

- **Address:** Level 12, 64 York St, Sydney NSW 2000, Australia
- **Support:** [support@nexpay.com.au](mailto:support@nexpay.com.au)
- **Status:** [https://nexpay1.statuspage.io/](https://nexpay1.statuspage.io/)

**Follow NexPay**

- [LinkedIn](https://au.linkedin.com/company/nexpay)
- [Instagram](https://www.instagram.com/nexpayau/)
- [Facebook](https://www.facebook.com/NexPayAU)

© NexPay Pty Ltd